Last updated: May 2026
Informational purposes only
RetireMetrics provides retirement calculators, account comparison tools, and educational guides for informational and educational purposes only. Nothing on this website — including any calculator output, comparison table, guide, article, or other content — constitutes or should be construed as financial, investment, tax, or legal advice.
No professional relationship
Use of RetireMetrics does not create a financial advisor–client relationship, attorney–client relationship, or any other professional relationship between you and RetireMetrics or its operators. We are not licensed financial advisors, registered investment advisors, tax professionals, or attorneys.
Accuracy of IRS figures
We make every effort to keep our IRS contribution limits, phase-out ranges, and tax bracket data current and accurate. Our figures are sourced from official IRS publications including IRS.gov, IRS Notice 2025-67, and SSA.gov. However:
- We make no warranty — express or implied — regarding the accuracy, completeness, or timeliness of any information on this site.
- IRS rules can change. Always verify critical figures directly at IRS.gov or with a qualified tax professional.
- Calculator results are estimates only and may not reflect your specific tax situation, state taxes, income exclusions, or other individual factors.
Calculator limitations
Our calculators use simplified models and assumptions. They do not account for:
- State and local income taxes
- Investment fees, fund expenses, or advisor fees
- Inflation adjustments beyond stated IRS limits
- Variable investment returns or market conditions
- Social Security benefit calculations (which depend on your earnings history)
- Estate planning, beneficiary designations, or other legal considerations
Consult a professional
Before making any retirement planning, investment, or tax decision, we strongly encourage you to consult with a licensed financial advisor, CPA, enrolled agent, or attorney. Every individual's financial situation is unique, and professional advice tailored to your circumstances is always preferable to general-purpose tools.
External links
This site may contain links to third-party websites (such as IRS.gov, SSA.gov, or other external resources) for reference. RetireMetrics does not control and is not responsible for the content, accuracy, or privacy practices of any linked external sites.
Limitation of liability
To the fullest extent permitted by applicable law, RetireMetrics and its operators shall not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of — or inability to use — this website or any information contained herein.
Changes to this disclaimer
We may update this disclaimer from time to time. Continued use of RetireMetrics following any changes constitutes your acceptance of the revised disclaimer.